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Health Insurance

Offering affordable health insurance is one way we work to protect your health

Two female students enjoying free timeHoly Cross College encourages all students to have adequate health insurance and has partnered with United Healthcare to provide an affordable insurance plan. All students should either enroll or waive the Gallagher health insurance plan. The deadline to either waive or enroll is August 1st.

Click here to find the waiver and information about the health insurance offered by United Healthcare.

To opt-out of this coverage, you should show proof of valid insurance coverage and fill out the online waiver.

What does “adequate health insurance” mean?

To be considered “adequate,” the student’s plan should be:

  • Based in the United States
  • Fully compliant with the Affordable Care Act (ACA/PPACA)
  • Offer access to emergency and non-emergency services in and around the South Bend, IN area

As a religious institution, we have arranged for our plan to contain a religious exemption allowing it to support our Catholic faith tradition.


Your questions answered
If you have questions about health insurance and need assistance enrolling in a separate plan, Saint Joseph Health System Health Insurance Services provides our community with three convenient resource centers staffed with licensed insurance specialists where you can learn about and enroll in health insurance plans.

Call them at 1-855-887-5633 to make an appointment or email [email protected]. There is no fee for their services.