Category Archives: Admissions


Connect with Holy Cross

  • Phone: (574) 239-8400
  • Fax: (574) 239-8323
  • Email:
  • Mailing address:
    Holy Cross College
    54515 State Road 933 North
    P.O. Box 308
    Notre Dame, IN 46556



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Tuition Payment Plans

Holy Cross College has collaborated with Nelnet and Notre Dame Federal Credit Union (NDFCU) to provide payment plans for students. Using a payment plan allows students to cover their semester bill by making monthly installments over the semester. Payment plans are only for (1) semester. A student will pay a non-refundable enrollment plan fee to set up a payment plan for each semester. The non-refundable enrollment fee and the down payment are payable at the time the plan is set up.

Sign Up With Nelnet

To sign up for a Nelnet payment plan, click the picture below.

Sign Up With NDFCU

To sign up for a payment plan with Notre Dame Federal Credit Union, click the picture below.

Payment Plans Schedule

Fall 2017 Semester

  • Payment plan registration opens April 10, 2017.
  • Payments are processed on the 5th of each month.

Last Day to Enroll Required Down Payment Number of Payments Months of Payments
May 24, 2017 10% 6 June through November
June 23, 2017 20% 5 July through November
July 27, 2017 30% 4 August through November
August 24, 2017 40% 3 September through November

Spring 2017 Semester

  • Payment plan registration opens October 9, 2017.
  • Payments are processed on the 5th of each month.

Last Day to Enroll Required Down Payment Number of Payments Months of Payments
November 24, 2017 20% 6 December through April
December 26, 2017 30% 5 January through April
January 22, 2018 40% 4 February through April


For more information, please contact the Buisness Office located in Driscoll Hall 103.

Dorene Muszer

Tel: (574) 239-8403
Fax: (574) 239-8324

Maureen McDonald
Student Account Representative

Tel: (574) 239-8352
Fax: (574) 239-8324

Welcome Saint Joseph’s College Students!

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Become a Saint: Forever a Puma

Holy Cross College extends an invitation for you to bring your Puma Pride with you to our campus to continue your education. During this difficult time our staff is committed to providing you with the support you need to explore completing your degree with us and graduate on time. As partners in Catholic education, Holy Cross College offers you the ability to stay involved with your faith for life as you continue your holistic education in the tradition of the Congregation of Holy Cross.

You’ll work closely with our Associate Director of Admissions, Adam DeBeck, a 2006 Saint Joseph’s College graduate, to navigate your next steps. Interested Pumas are encouraged to submit their free transfer application to get started.

Welcome SJC Students!

Our Promises

For Pumas Interested in Becoming Saints

Holy Cross is proud to be able to offer the following promises to Saint Joseph’s College students:

  • Freshman Scholarship Consideration: Scholarships that recognize your unique situation to ensure you are treated as if you started your education at Holy Cross. Scholarship amounts range from $6,000 – $16,000 for students based on your cumulative college GPA (see All About Transferring for scholarship details).
  • Generous Transfer Credit Acceptance: Students with above a 2.0 cumulative GPA can be assured if their credits earned counted towards your Saint Joseph’s graduation requirements, Holy Cross will accept them as transfer credits for your Holy Cross bachelor’s degree (pending HLC approval).
  • Core Courses Accepted for HC Equivalencies: Your work in Core I through Core IX will exempt you from comparable Holy Cross core coursework. Students will still have access to enroll in experiential courses that provide opportunities for international travel and professional internships using the Holy Cross College network.
  • Immediate Access to Tri-Campus Community: Holy Cross students are eligible to access the academic, social, and spiritual resources on our neighboring campuses of the University of Notre Dame and Saint Mary’s College.

*These promises require enrollment in one semester of enrollment in at least 12 academic credit hours. Individual circumstances can be reviewed by the Vice President of Academic Affairs, Dr. Justin Watson, or the Registrar, Hiroko Harrison, for personal advising on how Holy Cross can play a part in completing your bachelor’s degree.

Please see the Contact Info section if you have questions for Adam, Hiroko, or Dr. Watson.

These offers are available only to Saint Joseph’s students who apply to begin study at Holy Cross College in the 2017-2018 academic year.

campus and nd from the west

Why Holy Cross?

Why Should You Transfer to Holy Cross?

You’ll always be a Puma, but there’s a place for you at Holy Cross. We’re a small, residential, Catholic campus similar in many ways to Saint Joseph’s College. Like Saint Joseph’s, it’s the people who make Holy Cross unlike most other college campuses. We hope you’ll bring your Puma Pride to Notre Dame, IN, where you’ll find many comparable academic programs, student life clubs, and a focus on holistic, faith-based education.

Students in the fall

Not only will Holy Cross welcome your gifts and talents to our community, but the entire zip code of 46556 – Notre Dame, IN – is excited to have you join students from across the country and world to make our community your new home. Full time students with a Holy Cross student ID will have access to activities on all three campuses including: Notre Dame Season football/basketball ticket purchase opportunity, membership in the University of Notre Dame marching band and/or the HC Dawgpound pep band, vibrant campus ministry programs on all three campuses, and leadership in a variety of clubs and student organizations.

All About Transferring

Apply Now

Let Us Help You!

Acceptance to Holy Cross is contingent upon application via the free transfer application. If you have questions, call Admissions at (574) 239-8400, and an admission representative can help guide you through our expedited transfer process.

There are a number of merit scholarships available for students transferring from Saint Joseph’s College:

Scholarship SJC GPA Annual Award
Driscoll Society Trustee Scholarship 3.5+ $15,000 – $16,000
Driscoll Society Presidential Scholarship 3.0 – 3.49 $14,000
Driscoll Society Scholarship 2.5– 2.99 $12,00 – $13,000
Holy Cross Annual Fund Achievement Award > 2.5 $6,500

Add the Holy Cross College school code to your FAFSA – 007263 for immediate review of your financial aid upon acceptance to Holy Cross.

Saints Athletics

Would You Like To Play Sports at Holy Cross College?

We are always looking to add individuals of high character and athletic ability to our NAIA teams. Our athletic department endorses and supports the college’s mission to transform lives by developing students in mind, body and spirit. We strive for excellence in our programs and focus on athletic success, while encouraging academic achievement, spiritual maturity and social growth.

Contact Saints Athletics to get started.

athletics banner vertical smaller

Learn more about our eight NAIA teams:
Men’s Golf
Women’s Golf
Men’s Soccer
Women’s Soccer
Men’s Basketball
Women’s Basketball


Men’s Tennis
Women’s Tennis

Contact Info

Adam DeBeck, Senior Associate Director of Admissions

Adam DeBeck
Phone: 574-239-8338
Holy Cross College
54515 Indiana State Road 933 N.
P.O. Box 308
Notre Dame, IN 46556

Hiroko Harrison, Registrar

Justin Watson, Ph.D., Vice President for Academic Affairs

Tara Spirou

Tara Spirou 

Phone: 574-239-8400
Tara Spirou
Admissions Counselor
Holy Cross College
54515 Indiana State Road 933 N.
P.O. Box 308
Notre Dame, IN 46556

Contact me








  • Northwest Indiana, Illinois (excluding Cook County), Arizona, Arkansas, Colorado, Idaho, Iowa, Louisiana, Minnesota, Montana, Nevada, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, Utah, Wisconsin, Wyoming


  • Bachelor of Arts in Mass Communications; Georgia College and State University – Milledgeville, GA

St. Charles, IL


The best thing about Holy Cross
The best part of Holy Cross College is having the opportunity to be a part of a small close-knit community while being a part of the bigger tri-campus activities.

What is your favorite city to visit during travel season as an admissions counselor?
I love traveling to the west suburbs of Chicago! Since I grew up in the area it’s fun to visit the local schools.

Favorite local activities
My favorite local activity is going to the zoo and karaoke! Hands down.

Favorite campus activities
Going to the annual North Hall Christmas party on campus. Their Christmas room decorating contest is intense!

Jen Kau

Jen Kau 

Phone: 574-239-8400
Jen Kau
Admissions Counselor
Holy Cross College
54515 Indiana State Road 933 N.
P.O. Box 308
Notre Dame, IN 46556

Contact me








  • Mid-Central Indiana, Alabama, Connecticut, Delaware, Florida, Georgia, Maine, Maryland, Massachusetts, Michigan, Mississippi, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, Washington DC, West Virginia, Out of State Transfer Students


  • Bachelor of Arts in Sociology and Film, Television, & Theater; University of Notre Dame – Notre Dame, IN
  • Master of Education in Higher Education Administration; University of Virginia – Charlottesville, VA

Fredericksburg, VA


The best thing about Holy Cross
The small classroom sizes and the opportunities for service learning and global immersion. When you pair that with the additional opportunities and resources that Notre Dame and St. Mary’s offer, it is a great combination.

What is your favorite city to visit during travel season as an admissions counselor?
Grand Rapids, MI is a cool place. I had never been there until I started this job.

Favorite local activities
I love to walk around Notre Dame’s campus during football gamedays and, in particular, see the marching band. South Bend Cubs games are a fun outing as well. South Bend also has a lot of great places to eat!

Favorite campus activities
Basketball games at the Pfeil with the HC Pep Band.

Endorse an Applicant

Call out to our amazing alumni!

Know a student who would excel as a Saint?

As an alumni or current student, you have the opportunity to endorse the application of a high school senior who is interested in Holy Cross. By completing the form below, you’re telling the admission committee that you support this student’s candidacy.

Tell us what is so special about them, why they’d be a good fit, and why you’re endorsing them by completing the form below. If they are not already on our mailing list, we'll add them and let them know about your endorsement.

Fields marked with an asterisk are required.

Your First Name*

Your Last Name*

Your Graduation Year*

Your Street Address*

Your City*

Your State*

Your Zip Code*

Your Email Address*

Tell us about the student you are endorsing

First Name*

Last Name*

Street Address*



Zip Code*

Phone Number*

Email Address

Year of High School Graduation*

High School


Non-Payment of Tuition

Policy for the 2016-2017 School Year

Enrollment constitutes a financial contract between the enrolled student and Holy Cross College. Tuition is due August 1, 2016 for the Fall term and January 1, 2017 for the Spring term.

If the student has a balance remaining on his/her account by the first day of class, the balance must be paid by the last day of drop/add or the student’s schedule will be dropped and they will be dismissed from the college.

Fall 2016 Payment Timeline

  • Tuition due on August 1, 2016.
  • First day of class is August 23, 2016.
  • Last day to drop/add is August 29, 2016
  • Student’s account must be paid in full by August 29, 2016

An extension may be granted for the following exceptions:

  • Student was flagged for verification and they have provided all the information that they can to Financial Aid but the verification is not finalized; or
  • Student has applied for a private loan but it has not been disbursed yet. MUST provide documentation or verification to Financial Aid that the loan is approved and being processed; or
  • Parent has applied for the Plus loan and is waiting for approval or denial; or
  • Student has applied for a payment plan through Notre Dame Federal Credit Union and is waiting for verification of the amount and approval from Holy Cross College; or
  • Student committed to attend Holy Cross College after August 1 and makes request for extension of payment arrangements.

Students must request an extension with the Bursar or the Director of Financial Aid no later than the first day of classes.  Extensions are not guaranteed and will be granted at the discretion of the VP of Administration.

Withdrawal and Return of Title IV Funds (R2T4) Policy

How a withdrawal affects financial aid

Federal regulations require Title IV financial aid funds to be awarded under the assumption that a student will attend the institution for the entire period in which federal assistance was awarded. When a student withdraws from all courses for any reason, including medical withdrawals, he/she may no longer be eligible for the full amount of Title IV funds that he/she was originally scheduled to receive. The return of funds is based upon the premise that students earn their financial aid in proportion to the amount of time in which they are enrolled. A pro-rated schedule is used to determine the amount of federal student aid funds he/she will have earned at the time of the withdrawal. Thus, a student who withdraws in the second week of classes has earned less of his/her financial aid than a student who withdraws in the seventh week. Once 60% of the semester is completed, a student is considered to have earned all of his/her financial aid and will not be required to return any funds.

Federal law requires schools to calculate how much federal financial aid a student has earned if that student:

  • completely withdraws or
  • stops attending before completing the semester

Based on this calculation, Holy Cross College students who receive federal financial aid and do not complete their classes during a semester or term could be responsible for repaying a portion of the aid they received.

The following policies will help you to understand that a withdrawal potentially affects students academically as well as financially. We encourage students to read all the information below prior to making a final decision.

How the earned financial aid is calculated

Students who receive federal financial aid must “earn” the aid they receive by staying enrolled in classes. The amount of federal financial aid assistance the student earns is on a pro-rated basis. Students who withdraw or do not complete all registered classes during the semester may be required to return some of the financial aid they were awarded.

Institutions are required to determine the percentage of Title IV aid “earned” by the student and to return the unearned portion to the appropriate aid programs. The school must return the funds within 45 days of the calculation.

For example, if a student completes 30% of the payment period, they earn 30% of the aid they were originally scheduled to receive. This means that 70% of the scheduled awards remain “unearned” and must be returned to the federal government. Once 60% of the semester is completed, a student is considered to have earned all of his/her financial aid and will not be required to return any federal funds.

The following formula is used to determine the percentage of unearned aid that has to be returned to the federal government:

  • The percent earned is equal to the number of calendar days completed up to the withdrawal date, divided by the total calendar days in the payment period (less any scheduled breaks that are at least 5 days long).
  • The payment period is the entire semester.
  • The percent unearned is equal to 100% minus the percent earned.

Steps in the return of Title IV funds policy

Step 1: Student’s Title IV information

The financial aid office will determine:

  1. The total amount of Title IV aid disbursed for the semester in which the student withdrew. A student’s Title IV aid is counted as aid disbursed in the calculation if it has been applied to the student’s account on or before the date the student withdrew.
  1. The total amount of Title IV aid disbursed plus the Title IV aid that could have been disbursed for the semester in which the student withdrew.

Step 2: Percentage of Title IV aid earned

The financial aid office will calculate the percentage of Title IV aid earned as follows:

The number of calendar days completed by the student divided by the total number of calendar days in the semester in which the student withdrew. The total number of calendar days in a semester shall exclude any scheduled breaks of more than five days.

Days Attended ÷ Days in Enrollment Period = Percentage Completed

If the calculated percentage completed exceeds 60%, then the student has “earned” all the Title IV aid for the enrollment period.

Step 3: Amount of Title IV aid earned by the student

The financial aid office will calculate the amount of Title IV aid earned as follows:

The percentage of Title IV aid earned (Step 2) multiplied by the total amount of Title IV aid disbursed or that could have been disbursed for the term in which the student withdrew (Step 1-A). Total Aid Disbursed x Percentage Completed = Earned Aid

Step 4: Amount of Title IV aid to be disbursed or returned

  • If the aid already disbursed equals the earned aid, no further action is required.
  • If the aid already disbursed is greater than the earned aid, the difference must be returned to the appropriate Title IV aid program.

Total Disbursed Aid Earned Aid = Unearned Aid to be Returned

  • If the aid already disbursed is less than the earned aid, then the financial aid office will calculate a post-withdrawal disbursement.

Determination of the withdrawal date

The withdrawal date used in the return calculation of a student’s federal financial aid is determined by the registrar. If a student stops attending classes without notifying the college, the withdrawal date will be the last date of academic activity determined by Holy Cross. Additional documentation supporting the last date of academic activity may be provided by the student if they verify a later date of attendance than determined by Holy Cross.

Withdrawing prior to completing 60% of a term

Unless a student completes 60% of the term in which federal aid was disbursed, the student will be required to return all or part of the financial aid disbursed in the term. This applies to students who have officially (including medical), or unofficially withdrawn.

When a student fails to begin attendance

If a student receives financial aid, but never attends classes, the financial aid office must return all disbursed funds to the respective federal and institutional aid programs.

When a student fails to earn a passing grade in any class

If the student has not completely withdrawn but has failed to earn a passing grade in at least one class for the term, federal regulations require the school to determine whether the student established eligibility for financial aid. Eligibility is based on if the student attended at least one class or participated in any Holy Cross College academic-related activity. All disbursed funds must be returned to the respective federal and institutional aid programs if the student cannot prove that he/she began attendance.

If the student can prove to have participated in a Holy Cross class or academic-related activity past the 60% date, the student will not be required to return any disbursed financial aid. The student’s bursar account will be updated and the student will be responsible for any other charges that may have been applied to their account.

Students who are able to verify attendance beyond Holy Cross’s records may submit supporting documentation to the financial aid office. The student must submit supporting documentation within 30 days from the last date of the term. Recalculations for aid eligibility will not be performed for documentation received after that date.

Student notification of repayment

A notification letter outlining the amount returned to the federal and institutional program(s) along with the federal government’s repayment worksheet will be mailed to the student’s permanent address. Holy Cross will return funds on the student’s behalf to the appropriate federal and institutional aid program(s) and subsequently will bill the student’s account. A statement reflecting these charges will be sent to the student. The student is responsible for all charges and overpayments resulting from a Return of Title IV calculation.

Repayment to federal and institutional aid programs

Federal regulations and Institutional policy require that the following aid programs be subject to the repayment calculation if the student did not attend 60% of the term:

  • Federal Direct Loans: Unsubsidized and Subsidized
  • Federal Perkins Loans
  • Federal Direct Parent PLUS Loans
  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • TEACH Grant
  • Institutional Grants and Scholarships

Overpayment of federal grant funds

Federal regulations provide that 50% of the unearned amount of all federal grants is protected by the federal calculation. Any grant amount subject to repayment will be billed to the student’s bursar account as an overpayment. Upon receipt of payment from the student, Holy Cross will return the funds to the appropriate grant program(s).

Additional loan information to consider when withdrawing from any class

Anytime a student is enrolled less than part-time the grace period begins. The student’s grace period for loan repayments for Federal Direct Unsubsidized and Subsidized Loans will begin on the day of the withdrawal from the school. If the student is not enrolled part-time for more than 6 months, the loans will go into repayment. The student must contact the U.S. Department of Education (ED) or his/ her lender(s) to make payment arrangements. Any questions regarding a student’s grace period or repayment status should be directed to his/her lender.

School and student responsibility for return of unearned federal funds

The student and the school are both responsible for returning unearned federal financial aid to the federal government. The student will be billed for any amount due as a result of the return of federal aid funds (R2T4) calculation.

Consequences of non-repayment

If a student does not repay the grant funds that are owed to the government within 45 days, the account will be turned over to the U.S. Department of Education (ED) as an overpayment of federal funds. Students who owe an overpayment of Title IV funds are ineligible for further disbursements from federal financial aid programs at any institution until the overpayment is paid in full or payment arrangements are made with the U.S. Department of Education.

If a student does not pay funds due to Holy Cross to cover their balance, the student’s records will be placed on financial hold. This means he/she will not be permitted to register for classes or receive transcripts until the balance is paid.

School responsibilities in regard to the R2T4 policy & process
(Holy Cross College’s responsibilities in regard to the Return of Title IV funds)

  1. Providing each student with the information given in this policy;
  2. Identifying students affected by this policy and completing the Return of Title IV Funds (R2T4) calculation;
  3. Informing the student of the result of the R2T4 calculation and any balance owed to Holy Cross as a result of a required return of funds;
  4. Returning any unearned Title IV aid that is due to the Title IV programs and, if applicable, notifying the borrower’s holder of federal loan funds of the student’s withdrawal date;
  5. Notifying student and/or Plus borrower of eligibility for a Post-Withdraw Disbursement, if applicable.


Satisfactory Academic Progress Policy

Federal regulations require colleges to establish and apply reasonable standards of satisfactory academic progress (SAP) for the purpose of the receipt of financial assistance under the programs authorized by Title IV of the Higher Education Act.  Each institution must design criteria which outlines the definition of student progress towards a degree and the consequences to the student if progress is not achieved.  Holy Cross College students who wish to be considered for financial aid must maintain satisfactory progress in their selected course of study as set forth in this policy. In addition to the basic policies and procedures outlined in this document, the financial aid office follows the guidance on these issues outlined in the HEA regulations and the Federal Student Aid Handbook published on

The Holy Cross College SAP policy is applied consistently for all Holy Cross students, regardless of their receipt of federal or state aid, at the end of each payment period. Holy Cross is a semester school and offers classes during three periods of enrollment per year: fall, spring and summer. The financial aid office runs the SAP process after grades have been posted for the semester so students can be contacted with the results of the process prior to the beginning of the next semester.  In order to achieve satisfactory academic progress, a student needs to meet GPA, Timeframe, and Pace Requirements, which are explained below.

GPA Requirement

Holy Cross College requires that all students achieve a 2.0 GPA each semester and maintain at least a cumulative 2.0 GPA to meet GPA standards for SAP.

Please note that the cumulative GPA includes all developmental courses and courses dropped after the 100% refund period. Transfer hours from other institutions are excluded.  All incompletes (I’s), Withdrawals (Ws), Credit/No Credit, Pass/No Pass courses are included in GPA calculation.  However, the new grade for repeated course replaces the old grade in the GPA calculation.

Timeframe Requirement

All students must complete their degree within 150% of the credit hours required for their officially-declared degree (150% rule). The average timeframe to complete a degree at Holy Cross College is 120 credit hours, making the 150% maximum timeframe 180 “attempted” credit hours.

The credit-hour maximum will consider all Holy Cross College credit hours and transfer hours from other institutions. All Holy Cross credit hours are considered even if federal and state aid was not received during some semesters.

Pace Requirement

Students must satisfactorily complete at least 67% of their overall cumulative attempted credits or they need to successfully complete 10 credit hours each semester (whichever is higher) hours to meet the pace requirement for SAP.

The total number of attempted credit hours for each semester is multiplied by 67%, depending on the student’s cumulative credit hours attempted. This number represents the minimum number of credit hours the student must complete that semester.

Example: A new student who begins fall semester with 15 credit hours must complete a minimum of 10 credit hours that semester.

15 credit hours X .67 (67) = 10.0 credit hours. If a student is enrolled for

12 credits, he or she is not allowed to drop below 10 credits at the end of a term. If he or she does, they will be on financial aid probation.

Please note that all incompletes (I’s), Withdrawals (Ws), Credit/No Credit, Pass/No Pass courses are included in pace calculations.  To complete credit hours means to receive a grade of A, B, C, D or F. Grades of I, FA, U, and W are considered non-progress grades and may cause financial aid ineligibility. Transfer hours from other institutions are excluded.

Remedial Credit Limitation

No student may receive financial aid for more than 12 credits (four three credit hour courses) of remedial coursework taken at Holy Cross College.  Remedial courses are defined as all courses under the 100 level, except ESL courses.  Once a student has attempted 12 or more remedial credits, he /she will have only college level courses funded, assuming all other aspects of SAP are being met.

Repeating Courses

Students can only repeat completed courses one time and still have the course covered by Title IV funding.  Students wanting to improve grade point averages, or obtain a better grade for transferability, may be required to pay for those courses out of pocket.  All repeated courses do affect financial aid satisfactory academic progress calculations. A repeated course along with the original attempt must be counted as attempted credits, therefore, applies toward the 150% timeframe requirement.

 Warning and Ineligible Status

When the SAP process is ran at the end of each semester, new students who are not meeting SAP standards for the term or returning students who are not meeting SAP standards for the first time are placed in “Warning” status. Financial aid eligible students in “Warning” status will still be eligible for state and Title IV federal funding for one more term.
If a student in “Warning” status is still not meeting SAP standards at the end of the next term, he/she will then become financial aid “Ineligible” and will be ineligible for federal aid, state aid, and some institutionally-based aid.

Notifications to students regarding SAP results and decisions will be sent via US mail, email (in some cases) and information is available on students’ portal accounts in real time. Please note that students who have reached the maximum allowable credit hours will not receive a warning and will be deemed ineligible for financial aid regardless of any prior SAP status.

Appealing a SAP decision

A financial aid “Warning” is not appealable. Once a student has become financial aid “Ineligible” there are two ways this student can become eligible for financial aid again. They are:

  1. A student can appeal their financial aid status by completing an appeal form, which includes a letter explaining the circumstances responsible for his/her poor academic performance, supporting documentation of the circumstances, and a documented, measurable, plan of study to correct the poor academic performance. The appeal must also describe what has changed in the student’s life regarding the situation so the student can be successful when SAP is run again.
  1. Attend school AT THEIR OWN EXPENSE until they again meet SAP standards.

The financial aid appeal committee will review cases on an individual basis and will notify the student of their decision via mail or email within fifteen days.

If a student appeals an “Ineligible” status and is approved, he/she will then be placed on financial aid “Probation.” The student’s status and adherence to his/her academic plan will be reviewed after SAP has been run each term. The student will be eligible to receive financial aid in “Probation” status.

If the student successfully completes the semester’s academic plan by completing and passing ALL attempted credit hours but does not yet meet standard, their “Probation” status will be continued when an updated academic plan is submitted and accepted by the financial aid office.

If the student does not complete the semester’s academic plan, he/she will then become ineligible for federal and state funding AND will be unable to file another appeal to receive aid. Re-establishing eligibility can only be accomplished by attending another institution and transferring in successful credit hour completions (in the PACE situation), or paying tuition at Holy Cross College until they meet SAP standards again.  Once the student meets standard, their “Probation” status will end and they will be restored to “Satisfactory” status.

Appealable circumstances include but are not limited to: the death of a student’s family member, serious illness or injury of the student or other serious, unavoidable, DOCUMENTED, circumstances. Acceptable “supporting documentation” may include: letters from student’s clergy, high school officials or medical professionals, copies of bills or statements from medical providers, or any CREDIBLE source involved in the special circumstance.

Major/Degree Requirements

A student receiving financial aid can only officially declare one degree at a time. Students pursuing a second degree must submit a degree completion plan signed by the student as well as the academic advisor for their degree program. The plan must indicate the courses required as well as the timeframe to complete the additional degree. If the student has attempted the maximum number of semesters or if their degree completion plan will cause them to exceed that limit, they may be denied financial aid.

For students who change decide to change their academic majors, any credits or grades that do not count toward the new major will not be included in SAP calculations.


Student Ambassadors

Many are called. Few are chosen. The Student Ambassadors of Holy Cross College are those students who eat, sleep and breathe Holy Cross. From giving campus tours and calling prospective students on the phone to assisting in shadow days, our student ambassadors can answer all your questions about Holy Cross and why we say, “HC is the place to be.”

image (37)Michael Adamo

Chicago, Illinois

Class of 2018

Major(s): Business (Pre-Med Track)

Why Holy Cross? — With the student to teacher ratio being 13:1, this is the best learning environment for me, because I am able to get help from my professors and fellow students in my classes while also building relationships with them that could last a lifetime.


IMG_4467Gilberto Barba

Manzanillo, Colima, Mexico

Class of 2018

Major(s): Business

Minor(s): Gerontology; Spanish

Why Holy Cross? — I love the small community environment where I can be a part of something more than just another statistic in terms of student population.


image (30)Laura Boykins

Fort Wayne, Indiana

Class of 2017

Major(s): Liberal Studies/Pre-Law Track

Minor(s): Global Perspectives; Philosophy

Why Holy Cross? — Holy Cross has its own way of pushing me to become the best student I can be while always remaining myself.


image (31)Beau Casazza

Groveland, California

Class of 2016

Major(s): History

Minor(s): Political Studies

Why Holy Cross? — I chose Holy Cross because of its small class sizes and close knit sense of community.



image (13)Jon Clark

Kenosha, Wisconsin

Class of 2017

Major(s): Business

Minor(s): Communications; Leadership and Management

Why Holy Cross? — Holy Cross’s small environment lends itself well to someone like me and it allows me to thrive both in and out of the classroom.


image (18)Sierra Covington

Ogden, Utah

Class of 2017

Major(s): Elementary Education

Minor(s): Psychology

Why Holy Cross? — Holy Cross College is the where I was able to find myself and open my mind to a lot of new things. It is my home 1,471 miles away from home.


image (16)Stephanie DiNella

Lake Bluff, Illinois

Class of 2018

Major(s): Communications

Minor(s): Marketing; Sports Management

Why Holy Cross? — I chose Holy Cross because it is not too far from home and the small classroom size really appealed to me.



image (36)Greg Fean

Fort Wayne, Indiana

Class of 2018

Major(s): Business (Pre-Med Track)

Why Holy Cross? — I chose Holy Cross because the school’s liberal arts tradition will teach me the skills outside the classroom necessary to make a difference in the world.



image (11)Mike Franz

Baltimore, Maryland

Class of 2016

Major(s): Communications

Minor(s): Sports Management; Marketing

Why Holy Cross? — Great 1-on-1 attention from your professors in the classroom, excellent and thriving student life…. not to mention we have the best mascot in the world!


image (17)Joana Frayre-Irungaray

Chicago, Illinois

Class of 2019

Major(s): Psychology

Minor(s): Education

Why Holy Cross? — I decided to attend Holy Cross College because it was the only college that made me feel at home and part of the Hocro family!


image (22)Nick Jewell

Granger, Indiana

Class of 2016

Major(s): Business

Minor(s): Communications; Marketing

Why Holy Cross? — I chose Holy Cross because I wanted a smaller learning environment that I could grow intellectually and spiritually in.


image (12)Brendan Kearney

Glen Ellyn, Illinois

Class of 2017

Major(s): Communications

Minor(s): Sports Management

Why Holy Cross? — The tri-campus community is a great way to experience college.



image (23)Katilyn Luczak

Zionsville, Indiana

Class of 2019

Major(s): Elementary Education

Why Holy Cross? — I chose Holy Cross because of the small class sizes and the overall campus atmosphere.




image (24)Margaret Mascharka

Erie, Pennsylvania 

Class of 2018

Major(s): Early Education

Why Holy Cross? — I chose Holy Cross because I loved the close-knit family feel the minute I walked on campus. Having the tri-campus environment is also very intriguing because of all the possibilities you have available to you.



image (14)Ryan McKalip

Frankfort, Illinois

Class of 2017

Major(s): Communications; Business

Minor(s): Marketing; Leadership and Management

Why Holy Cross? — Holy Cross College offers you an opportunity for growth both in and out of the classroom.



image (32)Shelby Nelson

Mishawaka, Indiana

Class of 2016

Major(s): Business

Minor(s): Leadership & Management; Sports Management

Why Holy Cross? — Originally I chose Holy Cross to play basketball, but now that I have an understanding of a liberal arts education, I really like that aspect of it.


image (26)Patrick O’Connor

Gaylord, Michigan

Class of 2017

Major(s): Communications

Minor(s): Theology

Why Holy Cross? — Why NOT Holy Cross?!



image (7)Patrick Phelan

San Diego, California

Class of 2016

Major(s): Theology; Communications

Minor(s): Philosophy

Why Holy Cross? — There is a family-like atmosphere when you step on campus and the engaging classroom experience is unique to Holy Cross.


image (33)Sam Scheer

Fort Wayne, Indiana

Class of 2017

Major(s): Business

Minor(s): Communications; Marketing

Why Holy Cross? — Holy Cross is a well developed tight knit community where each student has an opportunity to grow and develop.


image (10)

Adam Vizard

Kalamazoo, Michigan

Class of 2016

Major(s): Business

Minor(s): Sports Management; Marketing

Why Holy Cross? — You have the ability to develop close-knit relationships with friends and professors, as well as learn diverse subject matters and practical skills to succeed in future endeavors.


image (9)Emily Wack

Noblesville, Indiana

Class of 2017

Major(s): English

Minor(s): Communications

Why Holy Cross? — Holy Cross has helped me discover my passion, given me hope, and provided me with a home away from home.


Avonni Ward (No Picture Available)

South Bend, Indiana

Class of 2018

Major(s): Psychology

Minor(s): Pre-Med/Pre-Professional Science

Why Holy Cross? — I chose Holy Cross because, here, no one goes unnoticed.


Saving For College

Planning and saving for college is the best choice that a parent can make for the future education expenses of their children. Holy Cross encourages all families to investigate carefully the many college savings opportunities available nationally, such as those listed below.

529 Plan

A 529 plan is a tax-advantaged investment plan designed to encourage saving for the future higher education expenses of a designated beneficiary (typically one’s child or grandchild). The plans are named after Section 529 of the Internal Revenue Code and are administered by private organizations and state agencies.

All withdrawals from 529 plans for qualified education expenses will remain free from federal income tax. Many states mirror the federal tax advantages for 529 plans by offering state tax-deferred growth and tax-free withdrawals for qualified higher education expenses.




The Private College 529 Plan, sponsored by nearly 300 private colleges across the country (including the Holy Cross College), is a pre-paid tuition plan. The plan allows families to purchase tuition at today’s prices that can be used at any member school with any increase in value being tax free. The plan protects families from tuition increases and 100% of contributions go toward the purchase of tuition with no fees for account owners.

Click here to learn more about the Private College 529 Plan.

State Pre-Paid Tuition Plans and State College Savings Plans

Prepaid tuition plans (sometimes called guaranteed savings plans) are currently available in 13 states and allow for the pre-purchase of tuition based on today’s rates and then paid out at the future cost when the beneficiary is in college.

Savings plans are different in that your account earnings are based upon the market performance of the investment. Savings plans may only be administered by states. To learn more about pre-paid tuition plans and college saving plans provided by your state, visit

U.S. Treasury Securities

U.S. Treasury securities are a great way to invest and save for the future. Visit for more information on different ways to invest in U.S. Treasury securities.